Certificate Request
Certificate request holding up a job, lease, vendor, or contract?
Send the certificate requirements and we will help review what is being requested, what your policy can support, and what the next step should be.
Call/Text 323-886-7579
Best for businesses that need proof of insurance reviewed quickly for a job, project, lease, vendor, landlord, lender, or contract.Need a certificate reviewed fast?
Upload the certificate request, contract, lease, vendor packet, project requirements, or special wording request and we will review what is needed.
• Certificate request
• Contract requirement
• Lease requirement
• Vendor requirement
• Landlord request
• Project owner request
• Additional insured wording
• Higher limit request
What to send
Send the document that explains what they are asking for.
The fastest way to review a certificate issue is to send the actual requirement, not just a screenshot or a short message.
Upload options:
• Certificate request
• Contract
• Lease agreement
• Vendor packet
• Project insurance requirements
• Additional insured request
• Waiver of subrogation request
• Landlord requirement
• Lender requirement
• Owner or general contractor requirement
• Special wording request
Common certificate issues
Certificate wording can slow down work when the policy and request do not match.
Some certificate requests are simple. Others need a closer look because the wording, limits, endorsements, or policy terms may not line up with what is being requested.
Additional insured
A contract may require another party to be added as an additional insured before work, payment, lease approval, or vendor approval can move forward.
Waiver of subrogation
Some contracts require waiver of subrogation wording, which may need to be confirmed against the policy before it can be shown.
Primary and noncontributory
This wording can create issues if the policy does not include the right endorsement or if the request is written too broadly.
Higher limits
Some certificate holders ask for limits that are higher than the policy currently carries, which may require a policy change or umbrella review.
Special wording
Custom wording can create problems when the request asks the agency to say something the policy does not actually support.
Landlord requirements
Lease agreements often require specific liability limits, property coverage, additional insured wording, or waiver language.
Project owner requirements
General contractors, project owners, and public agencies may require exact certificate wording before work can start.
Vendor requirements
Vendors, marketplaces, clients, and service agreements may require proof of insurance before approval, onboarding, or payment.
How it works
A faster way to handle certificate problems.
Step 1
Upload the request
Send the certificate request, contract, lease, vendor packet, or insurance requirements.
Step 2
We review the wording
We look at the certificate holder, required limits, additional insured language, waiver requests, special wording, and any policy concerns.
Step 3
We confirm the next step
If the policy can support the request, we help move the certificate forward. If something does not line up, we explain what needs attention.
Step 4
We help avoid delays
The goal is to help you respond before the certificate issue holds up the job, lease, vendor approval, contract, or payment.
Why this matters
A certificate issue can turn into a business problem fast.
A rejected certificate can delay a job, lease, vendor approval, payment, contract, inspection, or project start date. The sooner the requirement is reviewed, the easier it is to figure out whether the policy can support the request or if another step is needed.
Good fit
Use this page when the certificate
request is urgent or unclear.
Good fit list:
• A job is being held up
• A lease requires proof of insurance
• A vendor is asking for insurance documents
• A general contractor rejected your certificate
• A project owner requested special wording
• A landlord needs to be added
• A client asked for higher limits
• A contract requires additional insured wording
• A waiver of subrogation is being requested
• You are not sure what the certificate holder is asking for
Not the best fit list:
• You only need a copy of a certificate already on file
• You do not have the certificate holder information
• You do not have the contract, lease, or requirement available
• You are asking for wording that your policy may not support without review
Do not let a certificate issue slow down the business.
Upload the requirement and we will help review what is being requested, what your policy can support, and what the next step should be.
Prefer to talk now?
Call or text (323) 886-7579